/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--radius-sm:.25rem;--radius-lg:.5rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before{box-sizing:border-box;border:0 solid;margin:0;padding:0}::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){-webkit-appearance:button;appearance:button}::file-selector-button{-webkit-appearance:button;appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.contents{display:contents}.table{display:table}}@font-face{font-family:Inter;src:url(/fonts/Inter-Variable.ttf)format("truetype");font-weight:100 900;font-style:normal;font-display:swap}@font-face{font-family:Inter Tight;src:url(/fonts/InterTight-Variable.ttf)format("truetype");font-weight:100 900;font-style:normal;font-display:swap}:root{--ink:#0e2a3a;--slate:#4f6470;--mist:#c9d6da;--foam:#f2f6f6;--lagoon:#1f9e96;--lagoon-dark:#157c76;--reef:#5cd3cb;--gold:#f5b800;--white:#fff;--error:#b4452f;--container:1200px;--gutter:24px;--radius-sm:4px;--radius-lg:8px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--white);color:var(--ink);margin:0;font-family:Inter,system-ui,sans-serif;font-size:17px;line-height:1.6}button,input,select,textarea{font:inherit}a{color:inherit}img{max-width:100%}.shell{width:min(calc(100% - 48px),var(--container));margin-inline:auto}.skip-link{z-index:100;background:var(--gold);border-radius:var(--radius-sm);padding:10px 16px;font-weight:700;text-decoration:none;position:fixed;top:-80px;left:16px}.skip-link:focus{top:16px}.site-header{z-index:50;border-bottom:1px solid var(--mist);background:#fffffff7;height:84px;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:32px;height:100%;display:flex}.brand{flex:none;line-height:0;display:block}.brand img{width:218px;height:auto;display:block}nav{align-items:center;gap:28px;display:flex}nav>a:not(.button){border-bottom:2px solid #0000;font-size:14px;font-weight:600;text-decoration:none}nav>a:not(.button):hover{border-color:var(--lagoon)}.menu-button{border:1px solid var(--mist);border-radius:var(--radius-sm);color:var(--ink);background:0 0;padding:8px 12px;font-weight:650;display:none}.button{border-radius:var(--radius-sm);cursor:pointer;border:1px solid #0000;justify-content:center;align-items:center;min-height:48px;padding:10px 20px;font-size:16px;font-weight:750;line-height:1.2;text-decoration:none;display:inline-flex}.button:focus-visible{outline:3px solid var(--reef);outline-offset:2px}a:focus-visible{outline:3px solid var(--reef);outline-offset:2px}button:focus-visible{outline:3px solid var(--reef);outline-offset:2px}input:focus-visible{outline:3px solid var(--reef);outline-offset:2px}select:focus-visible{outline:3px solid var(--reef);outline-offset:2px}textarea:focus-visible{outline:3px solid var(--reef);outline-offset:2px}.button-gold{background:var(--gold);color:var(--ink)}.button-gold:hover{background:#ffc51c}.button-ink{background:var(--ink);color:var(--white)}.button-ink:hover{background:#173f53}.button-outline-light{color:var(--white);border-color:#ffffffb3}.button-outline-light:hover{background:var(--white);color:var(--ink)}.nav-quote{min-height:44px;padding:8px 16px}h1,h2,h3{letter-spacing:-.035em;margin:0;font-family:Inter Tight,Inter,sans-serif}h1{font-size:clamp(54px,7vw,84px);font-weight:800;line-height:.96}h2{max-width:15ch;font-size:clamp(38px,5vw,60px);font-weight:800;line-height:1.02}h3{font-size:26px;font-weight:720;line-height:1.15}p{margin:0}.kicker{color:var(--lagoon-dark);margin-bottom:20px;font-size:14px;font-weight:650}.kicker.light{color:var(--reef)}.section{padding:clamp(80px,10vw,128px) 0;scroll-margin-top:84px}.section-intro{max-width:820px;margin-bottom:64px}.section-intro.narrow{max-width:720px}.section-intro.compact{margin-bottom:54px}.section-intro>p:last-child{max-width:65ch;color:var(--slate);margin-top:24px}.large-copy{color:var(--slate);max-width:60ch;font-size:19px;line-height:1.55}.two-col{grid-template-columns:1fr 1fr;gap:clamp(56px,8vw,112px);display:grid}.hero{background:var(--ink);color:var(--white);position:relative;overflow:hidden}.hero-grid{grid-template-columns:1.55fr .75fr;align-items:center;gap:80px;min-height:680px;padding-top:72px;padding-bottom:72px;display:grid}.hero-copy{z-index:2;position:relative}.hero h1{max-width:10ch}.hero-lede{color:#d6e2e6;max-width:58ch;margin-top:30px;font-size:20px;line-height:1.5}.actions{flex-wrap:wrap;gap:14px;margin-top:38px;display:flex}.licence-line{color:#a8bdc6;margin-top:52px;font-size:12px}.hero-mark{justify-content:center;align-items:center;min-height:460px;display:flex;position:relative}.hero-mark>img{z-index:2;filter:drop-shadow(0 20px 36px #0000002e);width:310px;position:relative}.tile{background:var(--lagoon);clip-path:polygon(50% 0,100% 25%,100% 75%,50% 100%,0 75%,0 25%);opacity:.25;width:180px;height:210px;position:absolute}.tile-one{top:-70px;right:-90px}.tile-two{opacity:.13;top:85px;right:-190px}.tile-three{background:var(--gold);opacity:.12;bottom:-115px;right:-40px}.finder{background:var(--white)}.finder-layout{border-top:1px solid var(--mist);grid-template-columns:1.1fr .9fr;display:grid}.finder-options{flex-direction:column;display:flex}.finder-options button{text-align:left;border:0;border-bottom:1px solid var(--mist);min-height:68px;color:var(--ink);cursor:pointer;background:0 0;grid-template-columns:56px 1fr;align-items:center;padding:12px 20px 12px 0;display:grid}.finder-options button span{color:var(--slate);font-size:12px}.finder-options button:hover,.finder-options button.active{color:var(--lagoon-dark)}.finder-options button.active{font-weight:700}.finder-result{background:var(--foam);border-radius:0 0 var(--radius-lg) 0;padding:48px}.finder-result h3{font-size:34px}.finder-result ul{margin:32px 0;padding:0;list-style:none}.finder-result li{border-top:1px solid var(--mist);padding:11px 0}.finder-result li:before{content:"◆";color:var(--lagoon);margin-right:12px;font-size:9px}.text-link{text-decoration:underline;-webkit-text-decoration-color:var(--lagoon);-webkit-text-decoration-color:var(--lagoon);-webkit-text-decoration-color:var(--lagoon);text-decoration-color:var(--lagoon);text-underline-offset:4px;font-weight:700;text-decoration-thickness:1.5px}.text-link:hover{color:var(--lagoon-dark)}.broker{background:var(--foam)}.broker h2{margin-bottom:28px}.service-steps{border-top:1px solid var(--mist);margin:0;padding:0;list-style:none}.service-steps li{border-bottom:1px solid var(--mist);grid-template-columns:52px 1fr;gap:18px;padding:26px 0;display:grid}.service-steps span{color:var(--lagoon-dark);font-size:12px}.service-steps p{color:var(--slate);margin-top:6px}.approach{background:var(--white)}.approach-heading{grid-template-columns:1.45fr .55fr;align-items:end;gap:80px;margin-bottom:70px;display:grid}.approach-heading h2{max-width:18ch}.approach-heading>p{color:var(--slate);max-width:34ch;padding-bottom:6px;font-size:19px;line-height:1.5}.approach-steps{border-top:1px solid var(--ink);grid-template-columns:repeat(4,1fr);gap:36px;margin:0;padding:0;list-style:none;display:grid}.approach-steps li{padding-top:24px}.approach-steps span{color:var(--lagoon-dark);margin-bottom:64px;font-size:13px;font-weight:700;display:block}.approach-steps h3{margin-bottom:18px;font-size:26px}.approach-steps p{color:var(--slate);max-width:27ch;font-size:16px;line-height:1.55}.products{background:var(--white)}.product-list{border-top:1px solid var(--mist)}.product-list details{border-bottom:1px solid var(--mist)}.product-list summary{cursor:pointer;grid-template-columns:60px 1fr 30px;align-items:center;gap:20px;padding:26px 0;list-style:none;display:grid}.product-list summary::-webkit-details-marker{display:none}.product-list summary>span{color:var(--lagoon-dark);font-size:12px}.product-list summary p{color:var(--slate);margin-top:3px;font-size:14px}.product-list summary>b{font-size:24px;font-weight:400;transition:transform .2s}.product-list details[open] summary>b{transform:rotate(45deg)}.product-list ul{grid-template-columns:repeat(3,1fr);gap:0 24px;margin:0;padding:0 0 32px 80px;list-style:none;display:grid}.product-list li{border-top:1px solid var(--foam);padding:9px 0;font-size:15px}.product-list li:before{content:"◆";color:var(--lagoon);margin-right:10px;font-size:8px}.insurers{background:var(--ink);color:var(--white)}.insurers .section-intro>p:last-child{color:#b9cbd1}.insurer-list{border-top:1px solid #315063}.insurer-list article{border-bottom:1px solid #315063;grid-template-columns:60px 230px 1fr;align-items:center;gap:24px;min-height:105px;display:grid}.insurer-list article>span{color:var(--reef);font-size:12px}.insurer-list article>p{color:#b9cbd1;font-size:15px}.insurer-brand{align-items:center;height:62px;display:flex}.insurer-brand img{object-fit:contain;border-radius:var(--radius-sm);background:#fff;max-width:185px;max-height:48px;padding:5px}.insurer-brand strong{font-family:Inter Tight;font-size:23px}.about-lead{align-items:start}.about-copy{color:var(--slate);font-size:18px}.about-copy p+p{margin-top:18px}.purpose-grid{grid-template-columns:1fr 1fr;gap:24px;margin-top:80px;display:grid}.purpose-grid article{background:var(--foam);border-radius:var(--radius-lg);min-height:300px;padding:40px}.purpose-grid h3{max-width:18ch;font-size:clamp(26px,3vw,38px)}.claims{background:var(--gold)}.claims .kicker{color:var(--ink)}.claims .large-copy{color:#364956}.claims .button{margin-top:30px}.contact-layout{grid-template-columns:.85fr 1.15fr;gap:clamp(60px,9vw,120px);display:grid}.contact h2{margin-bottom:28px}.contact-details{flex-direction:column;align-items:flex-start;gap:8px;margin-top:36px;display:flex}.contact-details a{text-decoration:underline;-webkit-text-decoration-color:var(--lagoon);-webkit-text-decoration-color:var(--lagoon);-webkit-text-decoration-color:var(--lagoon);text-decoration-color:var(--lagoon);text-underline-offset:3px}.contact-details address{color:var(--slate);margin-top:15px;font-style:normal}.contact form{border-top:4px solid var(--lagoon);padding-top:30px}.contact label{margin-bottom:20px;font-size:14px;font-weight:650;display:block}.contact input,.contact select,.contact textarea{border:1px solid var(--mist);border-radius:var(--radius-sm);background:var(--white);width:100%;min-height:48px;color:var(--ink);margin-top:8px;padding:11px 12px;display:block}.contact textarea{resize:vertical}.field-row{grid-template-columns:1fr 1fr;gap:18px;display:grid}.contact .button:disabled{cursor:wait;opacity:.68}.form-status{min-height:30px;margin-top:16px;font-size:15px;font-weight:600}.form-status.success{color:var(--lagoon-dark)}.form-status.error{color:var(--error)}.form-status a{text-underline-offset:3px}.form-honeypot{width:1px!important;height:1px!important;position:absolute!important;left:-10000px!important;overflow:hidden!important}footer{background:var(--ink);color:var(--white);padding:70px 0 24px}.footer-grid{grid-template-columns:2fr 1fr 1.2fr;gap:70px;display:grid}.footer-grid>div{flex-direction:column;align-items:flex-start;gap:8px;display:flex}.footer-grid img{width:230px;margin-bottom:16px}.footer-grid p,.footer-grid span{color:#a8bdc6;font-size:14px}.footer-grid strong{margin-bottom:10px;font-size:14px}.footer-grid a{color:#d9e4e7;font-size:14px;text-decoration:none}.footer-grid a:hover{color:var(--reef)}.footer-bottom{color:#829ba6;border-top:1px solid #315063;justify-content:space-between;gap:30px;margin-top:54px;padding-top:22px;font-size:11px;display:flex}@media (max-width:900px){.site-header{height:76px}.brand img{width:188px}.menu-button{display:block}nav{border-bottom:1px solid var(--mist);background:#fff;flex-direction:column;align-items:stretch;padding:24px;display:none;position:absolute;top:76px;left:0;right:0}nav.open{display:flex}.hero-grid{grid-template-columns:1fr;min-height:650px}.hero-mark{display:none}.two-col,.contact-layout,.approach-heading{grid-template-columns:1fr}.approach-heading{gap:28px}.approach-steps{grid-template-columns:1fr 1fr}.approach-steps span{margin-bottom:34px}.finder-layout{grid-template-columns:1fr}.finder-result{border-radius:0 0 var(--radius-lg) var(--radius-lg)}.product-list ul{grid-template-columns:1fr 1fr}.purpose-grid{grid-template-columns:1fr}.insurer-list article{grid-template-columns:50px 190px 1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}@media (max-width:600px){.shell{width:min(calc(100% - 32px),var(--container))}.section{padding:72px 0}h1{font-size:52px}.hero-grid{min-height:620px;padding-top:58px;padding-bottom:58px}.hero-lede{font-size:18px}.actions{flex-direction:column;align-items:stretch}.actions .button{width:100%}.licence-line{margin-top:38px}.section-intro{margin-bottom:42px}.finder-result{padding:32px 24px}.approach-heading{margin-bottom:46px}.approach-steps{grid-template-columns:1fr;gap:0}.approach-steps li{border-bottom:1px solid var(--mist);padding:22px 0}.approach-steps span{margin-bottom:18px}.approach-steps p{max-width:36ch}.product-list summary{grid-template-columns:42px 1fr 24px;gap:8px}.product-list summary p{display:none}.product-list ul{grid-template-columns:1fr;padding-left:50px}.insurer-list article{grid-template-columns:36px 1fr;padding:18px 0}.insurer-list article>p{grid-column:2}.purpose-grid{margin-top:48px}.purpose-grid article{min-height:0;padding:28px}.field-row,.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.footer-bottom{flex-direction:column}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
