General insurance across personal and commercial risks
Licensed insurance broker · Maldives
Insurance brokered on your side.
We compare terms, arrange conventional insurance or Takaful, and stay involved through surveys, renewals and claims.
Tawakul Brokers Private Limited · Established 2016 · Company Reg. C-0609/2016
Cover finder
What do you need to protect?
Choose the closest fit. We will help identify the covers that belong in the conversation.
Relevant starting points
Hospitality and property
- Property all risks
- Business interruption
- Public liability
- Machinery breakdown
What a broker does
Start with the risk. Then find the policy.
A broker works for the insured, not the insurer. We structure the requirement, approach principal insurers and help you understand the terms.
- 01
Assess
Understand the asset, activity, liability or people you need to protect.
- 02
Place
Identify relevant covers and seek available terms from principal insurers.
- 03
Service
Stay involved through risk surveys, renewals and claims handling.
Our approach
A disciplined brokerage process.
The right insurance conversation starts before a quotation is requested.
- 01
Understand
We establish the asset, activity, liability or people you need to protect and the context around the risk.
- 02
Structure
We identify relevant classes of cover and help define practical requirements, limits and considerations.
- 03
Place
We work with principal insurers to obtain available options and help you understand the terms.
- 04
Support
We remain available for policy servicing, risk-related assistance and claims handling.
Products
Thirty-eight classes of cover, arranged around the risk.
Every class may be arranged as conventional insurance or as Takaful, subject to availability and underwriting. You choose.
01Property & engineering
Assets, works, equipment and interruption
+
Property & engineering
Assets, works, equipment and interruption
- Fire and additional perils
- Property all risks
- Contractors all risks
- Erection all risks
- Plant and machinery
- Electronic equipment
02Marine
Vessels, cargo and maritime liabilities
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Marine
Vessels, cargo and maritime liabilities
- Marine hull
- Marine cargo
- Protection and indemnity
- Freight forwarders liability
- Boat builders
- Ports and port liability
03Liability & financial lines
Third-party, professional and management exposures
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Liability & financial lines
Third-party, professional and management exposures
- Public and products liability
- Commercial general liability
- Professional indemnity
- Directors and officers liability
- Fidelity / employee dishonesty
04Bonds & guarantees
Security for contractual and commercial obligations
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Bonds & guarantees
Security for contractual and commercial obligations
- Bid security
- Performance guarantees
- Advance guarantees
- Retention bonds
- Credit guarantee bonds
- Bankers blanket bonds
05People & personal
Individuals, families, employees and groups
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People & personal
Individuals, families, employees and groups
- Medical
- Life
- Personal accident
- Home and contents
- Travel
- Endowment and annuities
06Motor & specialty
Everyday vehicles and specialist activities
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Motor & specialty
Everyday vehicles and specialist activities
- Motor car and cycle
- Commercial fleet and vehicles
- Diving and water sports
- Political violence
- Terrorism
- All risks valuables
Principal insurers
Five insurers. One broker on your side.
We approach established insurers across the Maldives market to help clients access suitable conventional insurance and Takaful terms.
Maldivian insurance solutions for individuals and organisations
General insurance for a range of local risks
Takaful solutions based on mutual protection
General insurance across multiple classes of cover
About Tawakul
Built around trust, confidence and professional responsibility.
Tawakul Brokers Private Limited was incorporated in the Maldives in 2016 and is licensed by the Maldives Monetary Authority as a general and life insurance broker.
We serve individuals, companies, organisations, public companies and government, arranging conventional insurance and Islamic Takaful according to customer choice.
Our vision
To become a leading player of trust and confidence for clients in the Maldives insurance industry.
Our mission
To gain the trust of our customers by rendering professional services in the management of risks and liabilities with a sense of responsibility.
Claims support
When a loss happens, clarity matters most.
Contact us as early as practical after an incident. We help you understand the next steps and coordinate the information required by the relevant insurer.
Get claims supportTalk to a broker
Tell us what you need to protect.
For a new policy, renewal review, specialist risk or claim, start with a direct conversation.
+960 332 3622Ismail Adhuham · +960 799 7797adhuham@tawakulbroker.mv5th Floor, M. Westend
Handhuvaree Hingun, Malé 20287
Handhuvaree Hingun, Malé 20287